How local law shapes access
Our position is simple: access, use and account opening depend on local law, and we make that call by region before any account is allowed to move ahead. Where the law permits, we may still apply extra checks if the request touches age, identity, device risk
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or a payment trail. If a state or district rule is stricter, we follow the stricter rule for that place. When you deposit or withdraw through UPI, Paytm, PhonePe or Google Pay, we keep the matching receipt or reference number only as long as it helps
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with reconciliation, dispute handling or fraud checks. After the retention period ends, we delete or mask the record under our schedule. If you want a copy of the policy tied to your account, ask through the channels below and we will handle it as a legal
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request.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.